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Are Adjustable-Rate Mortgages Available Through the VA? What You Need to Know

Are Adjustable-Rate Mortgages Available Through the VA? What You Need to Know

A VA Adjustable-Rate Mortgage (ARM) is a type of home loan available to eligible veterans and active service members. Unlike fixed-rate loans, VA ARMs start with a lower interest rate that adjusts over time based on market conditions. These loans can help

Apr 16, 2026 | VA Loans

A Veteran's Guide to Unlocking the Power of VA Energy-Efficient Mortgages

A Veteran's Guide to Unlocking the Power of VA Energy-Efficient Mortgages

Starting the process of becoming a homeowner? The VA Energy Efficient Mortgage (EEM) program is a gold mine that is just waiting to be uncovered if you are a veteran! It's not only about owning a house; it's also about making it an affordable, earth-happy

Dec 11, 2025 | VA Loans

Termites and VA Loans: A Buggy Battlefield in the Quest for Home Sweet Home

Termites and VA Loans: A Buggy Battlefield in the Quest for Home Sweet Home

If you’re using a VA loan to buy a home, you may need a termite inspection — and it’s not something to skip. Termites can cause major damage to a home’s structure, so the Department of Veterans Affairs requires inspections in many

Sep 23, 2025 | VA Loans

Tips to Get a Lower Rate on a VA Loan

Tips to Get a Lower Rate on a VA Loan

Are you a veteran or currently serving in the military? If you're thinking about buying a home, a VA loan could be a valuable option. Backed by the Department of Veterans Affairs, VA loans offer benefits like no down payment and no private mortgage insura

Aug 26, 2025 | VA Loans

VA Loans are a Great Option for Veterans and Active-Duty Members

VA Loans are a Great Option for Veterans and Active-Duty Members

VA loans are a powerful benefit available to eligible veterans, active-duty service members, and some surviving spouses. One of their biggest advantages? Lower interest rates compared to most conventional loans. But how does that actually work? Government

Aug 07, 2025 | VA Loans

Why Some Veterans Choose Conventional Loans Over VA Loans

Why Some Veterans Choose Conventional Loans Over VA Loans

VA loans have long been a key benefit for veterans, offering no down payment, competitive interest rates, and no private mortgage insurance (PMI). But today, some veterans are choosing conventional loans instead. This might seem surprising at first, but t

Jul 01, 2025 | VA Loans

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