Starting the process of becoming a homeowner? The VA Energy Efficient Mortgage (EEM) program is a gold mine that is just waiting to be uncovered if you are a veteran! It's not only about owning a house; it's also about making it an affordable, earth-happy
Dec 11, 2025 | VA Loans
VA loans are a powerful benefit available to eligible veterans, active-duty service members, and some surviving spouses. One of their biggest advantages? Lower interest rates compared to most conventional loans. But how does that actually work? Government
Aug 07, 2025 | VA Loans
VA loans have long been a key benefit for veterans, offering no down payment, competitive interest rates, and no private mortgage insurance (PMI). But today, some veterans are choosing conventional loans instead. This might seem surprising at first, but t
Jul 01, 2025 | VA Loans
If your original VA loan has been assumed by someone else, you might be wondering whether you can use your VA loan benefits again. The answer depends on your remaining entitlement and a few other key factors. Let’s break it down. Understanding VA Lo
Jun 12, 2025 | VA Loans
If you’re considering using a VA loan to buy a home, you’re already on a strong path toward affordable homeownership. However, there are a few important guidelines to understand—particularly regarding occupancy. Thankfully, the requireme
May 13, 2025 | VA Loans
What Is a VA Construction Loan? A VA construction loan is a financing option available to eligible veterans and active-duty service members who want to build a home. Rather than providing the loan directly, the Department of Veterans Affairs guarantees a
May 01, 2025 | VA Loans