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Are Adjustable-Rate Mortgages Available Through the VA? What You Need to Know

Are Adjustable-Rate Mortgages Available Through the VA? What You Need to Know

A VA Adjustable-Rate Mortgage (ARM) is a type of home loan available to eligible veterans and active service members. Unlike fixed-rate loans, VA ARMs start with a lower interest rate that adjusts over time based on market conditions. These loans can help

Apr 16, 2026 | VA Loans

VA Home Loans: Benefits, Eligibility, and How to Apply

VA Home Loans: Benefits, Eligibility, and How to Apply

VA home loans provide valuable benefits for veterans, active-duty service members, and eligible surviving spouses. Backed by the U.S. Department of Veterans Affairs, these loans offer advantages that can make homeownership more accessible and affordable t

Dec 18, 2025 | VA Loans

Use a VA Energy Efficient Mortgage for Home Improvements

Use a VA Energy Efficient Mortgage for Home Improvements

The VA Energy Efficient Mortgage (EEM) program helps veterans and service members finance energy-saving home improvements as part of their VA home loan. This program allows you to include the cost of energy-efficient upgrades in your mortgage, making it e

Dec 11, 2025 | VA Loans

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

The Department of Veterans Affairs offers several grant programs that help disabled veterans modify their homes for accessibility and independent living. These grants provide substantial financial assistance without requiring repayment, making home modifi

Nov 25, 2025 | VA Loans

Joint VA Loans: Combining Forces for Homeownership

Joint VA Loans: Combining Forces for Homeownership

Joint VA loans allow veterans, active-duty service members, and eligible civilians to combine their financial resources to purchase a home together. While less common than standard VA loans, this option provides flexibility for borrowers who want to pool

Nov 18, 2025 | VA Loans

VA Loans: Your Qualification Guide

VA Loans: Your Qualification Guide

Veterans and active-duty military personnel have access to one of the best mortgage programs available—VA loans. Since 1944, this benefit has helped millions of service members buy homes with no down payment and better terms than conventional mortga

Sep 30, 2025 | VA Loans

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