Johnny Bravo

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Johnny Bravo Loan Officer

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Selling a House With a Home Equity Loan: What Homeowners Should Know

Selling a House With a Home Equity Loan: What Homeowners Should Know

Selling a home can already feel complicated, and the process can raise additional questions if you have borrowed against your property’s equity. Many homeowners wonder whether an outstanding home equity loan or line of credit will prevent them from

Mar 31, 2026 | Purchasing a Home

Mortgage Scams: A Modern Guide to Protecting Yourself

Mortgage Scams: A Modern Guide to Protecting Yourself

The homebuying process involves large financial transactions, multiple parties, and significant personal information. Because of this complexity, mortgage scams have become increasingly sophisticated in recent years. Criminals often target buyers during t

Mar 26, 2026 | Purchasing a Home

How to Choose the Right Retirement Location in 2026

How to Choose the Right Retirement Location in 2026

Choosing where to live in retirement is one of the most important financial and lifestyle decisions many people will make. While certain cities often appear on “best places to retire” lists, selecting a retirement location requires more than s

Mar 24, 2026 | Purchasing a Home

What should I do if I owe more than my home is worth?

What should I do if I owe more than my home is worth?

An underwater mortgage, also called negative equity, occurs when the remaining loan balance exceeds your home’s current market value. Understanding why mortgages go underwater, how to assess your risk, and what actions you can take is essential for

Mar 19, 2026 | Purchasing a Home

Buy a Home using the House Hacking Strategy

Buy a Home using the House Hacking Strategy

For many aspiring real estate investors, the biggest barrier to getting started is the cost of buying an investment property. Down payments, higher interest rates, and stricter lending requirements can make traditional investment properties difficult to a

Mar 17, 2026 | Purchasing a Home

VA Loan Credit Score Requirements

VA Loan Credit Score Requirements

VA loans continue to be one of the most valuable home financing options available to eligible veterans, active-duty service members, and certain surviving spouses. Backed by the U.S. Department of Veterans Affairs, these loans are designed to make homeown

Mar 12, 2026 | VA Loans