A VA Adjustable-Rate Mortgage (ARM) is a type of home loan available to eligible veterans and active service members. Unlike fixed-rate loans, VA ARMs start with a lower interest rate that adjusts over time based on market conditions. These loans can help
Apr 16, 2026 | VA Loans
Ever felt like you're drowning in a sea of financial jargon while applying for a loan? Enter the Truth in Lending Act (TILA) – your unexpected hero in the often-mysterious world of lending. Like a strict parent forcing transparency at the dinner tab
Apr 14, 2026 | Purchasing a Home
The Closing Disclosure is one of the final and most important documents in the mortgage process. It outlines the final terms of your loan and the costs required to close. What Is a Closing Disclosure? The Closing Disclosure is a five-page document that de
Jan 22, 2026 | Purchasing a Home
Many homeowners are sitting on significant equity, but owners of manufactured homes often wonder whether they can access it. While manufactured homes face additional lending requirements, home equity loans may be possible under the right conditions. Why M
Jan 20, 2026 | Purchasing a Home
A wraparound mortgage is a form of seller financing that allows a property to be sold while the seller keeps their existing mortgage in place. Understanding Wraparound Mortgages The buyer makes payments directly to the seller, who continues paying the ori
Jan 15, 2026 | Purchasing a Home
Retirement offers the opportunity to adjust your lifestyle and focus on long-term comfort. For many retirees, purchasing a new home is an important part of this transition. Establish Your Priorities Before starting your search, define your must-haves and
Jan 13, 2026 | Purchasing a Home