U.S. homeowners are sitting on record home equity — over $32.7 trillion, according to the St. Louis Federal Reserve (Q1 2024). The average homeowner has around $214,000 in equity. So, with all this built-up value, why would anyone choose to put more
Sep 25, 2025 | Refinancing a Home
If your home is struggling to stay warm and your energy bills keep climbing, it might be time to consider an upgrade. For many homeowners, a cash-out refinance is one way to fund energy-efficient improvements without turning to credit cards or personal lo
Aug 21, 2025 | Refinancing a Home
If you're a homeowner with strong equity, now could be a great time to take the next step in building your financial future. One option to consider is using a home equity loan to buy an investment property. This approach can help you grow your real estate
Jul 08, 2025 | Refinancing a Home
If you've ever thought refinancing your home was as challenging as climbing a mountain, you’re not alone. Fortunately, for homeowners with an FHA loan, the FHA Streamline Refinance program offers a simpler way to achieve lower payments and potential
Nov 05, 2024 | Refinancing a Home
On Wednesday, September 18, 2024, the Federal Reserve took a significant step, lowering its target interest rate for the first time since the COVID-19 pandemic. The Fed's 50 basis point cut, from a 23-year high, sparked anticipation in financial markets.
Sep 19, 2024 | Refinancing a Home
Refinancing your home can be a powerful financial move when done for the right reasons. Whether you’re looking to reduce your monthly payments, tap into your home equity, or shorten your loan term, refinancing offers homeowners a variety of advantag
Sep 17, 2024 | Refinancing a Home