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10 Steps to Buying a Home This Summer

10 Steps to Buying a Home This Summer

Summer is one of the busiest times of year to buy a home. Longer days, school breaks, and new listings can make it feel like the ideal season to start your search. It can also bring more competition, faster-moving listings, and added pressure to make quic

Jul 15, 2026 | Purchasing a Home

Should You Talk to a Lender or Real Estate Agent First?

Should You Talk to a Lender or Real Estate Agent First?

One of the most common questions homebuyers ask at the beginning of their journey is simple: should you start with a lender or a real estate agent? While there is no single correct answer, understanding the role each professional plays can help you make a

Jul 08, 2026 | Purchasing a Home

Happy 4th of July: Celebrating 250 Years of Independence

Happy 4th of July: Celebrating 250 Years of Independence

As we celebrate the 4th of July, all of us at Loans, Inc. want to wish you and your loved ones a happy, safe, and meaningful Independence Day. This year’s celebration is especially significant, as it commemorates the 250 year anniversary of the Decl

Jul 03, 2026 | Purchasing a Home

Buying a Vacation Home: What You Need to Know Before You Invest

Buying a Vacation Home: What You Need to Know Before You Invest

Buying a vacation home can be exciting, but it is also a major financial decision that deserves careful planning. Whether you want a personal getaway, a future retirement spot, or a property that may generate occasional rental income, the right strategy c

Jul 01, 2026 | Purchasing a Home

5 Smart Ways to Save Money When Buying a Home

5 Smart Ways to Save Money When Buying a Home

Buying a home is one of the largest financial decisions most people will ever make. Beyond the purchase price, there are closing costs, ongoing expenses, and unexpected repairs that can quickly stretch a budget. However, many buyers overlook practical str

Jun 29, 2026 | Purchasing a Home

Understanding Adjustable-Rate Mortgage (ARM) Requirements

Understanding Adjustable-Rate Mortgage (ARM) Requirements

Adjustable-rate mortgages (ARMs) can be an appealing option for homebuyers who want lower initial payments and short-term flexibility. However, qualifying for an ARM involves more than just meeting basic lending standards. Because these loans come with th

Jun 26, 2026 | Purchasing a Home