Ever felt like you're drowning in a sea of financial jargon while applying for a loan? Enter the Truth in Lending Act (TILA) – your unexpected hero in the often-mysterious world of lending. Like a strict parent forcing transparency at the dinner tab
Apr 14, 2026 | Purchasing a Home
Thinking about buying your first home? You're not alone — and it’s more doable than you might think. If you're unsure where to begin or how financing works, this guide breaks it down in clear terms. What Is a Mortgage? A mortgage is a loan you
Sep 18, 2025 | Purchasing a Home
Buying a duplex lets you live in one unit while collecting rent from the other. It's a smart way to reduce housing costs while building wealth through real estate. Why Duplex Living Makes Financial Sense Living in a duplex while renting the other unit can
Sep 09, 2025 | Purchasing a Home
Thinking About Turning Your Property Into a Short-Term Rental? Short-term rentals through platforms like Airbnb or VRBO can be a good source of extra income. But before you jump in, it’s important to know what this type of real estate investment rea
Sep 04, 2025 | Purchasing a Home
Have you been waiting for the perfect moment to buy your first home or refinance your current mortgage? Well, here's some news that might just make your day. The mortgage spread—that crucial gap between treasury yields and mortgage rates—has p
Sep 02, 2025 | Purchasing a Home
Choosing a mortgage is one of the most important financial decisions you'll make when buying a home. Two of the most common types are fixed-rate mortgages and adjustable-rate mortgages (ARMs). Each comes with its own set of benefits and trade-offs. Knowin
Aug 28, 2025 | Purchasing a Home