Johnny Bravo

Loan Officer

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Johnny Bravo Loan Officer

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Demystifying The Truth in Lending Act: Your Financial Guardian Angel in the Lending Maze

Demystifying The Truth in Lending Act: Your Financial Guardian Angel in the Lending Maze

Ever felt like you're drowning in a sea of financial jargon while applying for a loan? Enter the Truth in Lending Act (TILA) – your unexpected hero in the often-mysterious world of lending. Like a strict parent forcing transparency at the dinner tab

Apr 14, 2026 | Purchasing a Home

Foreign Buyers Retreat: A Silver Lining for U.S. Homebuyers?

Foreign Buyers Retreat: A Silver Lining for U.S. Homebuyers?

A Shift in the Market Foreign investment in U.S. homes has slowed down significantly. According to the National Association of Realtors, purchases by international buyers dropped 36% from April 2022 to March 2023. That’s the lowest number of foreign

Jun 19, 2025 | Purchasing a Home

What's Rent-vesting and Can It Help Me Become a Homeowner?

What's Rent-vesting and Can It Help Me Become a Homeowner?

A New Path to Homeownership Rent-vesting is an approach where you rent the home you live in and buy an investment property in a more affordable area. It’s a strategy that gives buyers flexibility—especially those priced out of their local mark

Jun 17, 2025 | Purchasing a Home

Facing Foreclosure? Here’s What You Can Do Now

Facing Foreclosure? Here’s What You Can Do Now

How to Stop Foreclosure and Protect Your Home If you're falling behind on your mortgage and feel like you're out of options, you're not alone. Foreclosure is a difficult and emotional process—but in many cases, it can be avoided with the right infor

Jun 10, 2025 | Purchasing a Home

How to Buy a HUD Home: A Complete Guide

How to Buy a HUD Home: A Complete Guide

Are you looking for an affordable way to become a homeowner? A HUD home might be the perfect solution for you. These government-owned properties offer great opportunities for buyers who want to save money on their home purchase. What Is a HUD Home? A HUD

Jun 05, 2025 | Purchasing a Home

More Borrowers Are Putting 20% Down - Should You?

More Borrowers Are Putting 20% Down - Should You?

If you're thinking about buying a home, you've probably heard you need a 20% down payment. But is that always true? Let’s take a closer look at what’s really required—and what’s possible for you. Why 20% Is Still Popular You might

May 29, 2025 | Purchasing a Home