A VA Adjustable-Rate Mortgage (ARM) is a type of home loan available to eligible veterans and active service members. Unlike fixed-rate loans, VA ARMs start with a lower interest rate that adjusts over time based on market conditions. These loans can help
Apr 16, 2026 | VA Loans
Ever felt like you're drowning in a sea of financial jargon while applying for a loan? Enter the Truth in Lending Act (TILA) – your unexpected hero in the often-mysterious world of lending. Like a strict parent forcing transparency at the dinner tab
Apr 14, 2026 | Purchasing a Home
Starting the process of becoming a homeowner? The VA Energy Efficient Mortgage (EEM) program is a gold mine that is just waiting to be uncovered if you are a veteran! It's not only about owning a house; it's also about making it an affordable, earth-happy
Dec 11, 2025 | VA Loans
U.S. homeowners are sitting on record home equity — over $32.7 trillion, according to the St. Louis Federal Reserve (Q1 2024). The average homeowner has around $214,000 in equity. So, with all this built-up value, why would anyone choose to put more
Sep 25, 2025 | Refinancing a Home
If you’re using a VA loan to buy a home, you may need a termite inspection — and it’s not something to skip. Termites can cause major damage to a home’s structure, so the Department of Veterans Affairs requires inspections in many
Sep 23, 2025 | VA Loans
Thinking about buying your first home? You're not alone — and it’s more doable than you might think. If you're unsure where to begin or how financing works, this guide breaks it down in clear terms. What Is a Mortgage? A mortgage is a loan you
Sep 18, 2025 | Purchasing a Home