Johnny Bravo

Loan Officer

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Johnny Bravo Loan Officer

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What does Homeowners Insurance Cover?

What does Homeowners Insurance Cover?

Before you are allowed to sign on the dotted line for a mortgage loan, your lender will require you to have homeowners insurance. This type of insurance protects your property (and the things inside) against damage and loss. It basically provides enough c

Dec 01, 2021 | Purchasing a Home

What is a Mortgage Contingency?

What is a Mortgage Contingency?

When you find the right home to buy, you make an offer, put down a deposit once your offer is accepted and you sign a sales contract. Then you move on to inspections and financing. Pretty straightforward. But what if something goes wrong during the closin

Nov 10, 2021 | Purchasing a Home

How to Prepare Your Home for an Appraisal

How to Prepare Your Home for an Appraisal

After you’ve accepted an offer to sell your home, your property will be appraised to see if it's worth what the buyer is offering. This appraisal is crucial to making sure the sale goes through smoothly. If it comes in too low, the buyers might back out o

Nov 03, 2021 | Purchasing a Home

How to Get Past First-Time Home Buyer Anxiety

How to Get Past First-Time Home Buyer Anxiety

Buying a home is a major financial purchase. In fact, it is often the largest investment many people will make over the course of their lives. So, no pressure, right? The fact that it is a weighty decision with real consequences can cause a lot of anxiety

Oct 13, 2021 | Purchasing a Home

Who Will I Work with in the Home Buying Process?

Who Will I Work with in the Home Buying Process?

When it comes to buying a home, you already know you’ll be dealing with home sellers and your real estate agent. However, there are many more people or parties involved in the full process. Here’s a rundown of the people you will likely work with when you

Sep 29, 2021 | Purchasing a Home

What is an eClosing?

What is an eClosing?

Even before the COVID-19 pandemic, in the quest for convenience, everything in our world was trending more towards “virtual” services. The coronavirus quarantining of the past year and a half has only increased the need for such online avenues. The mortga

Sep 15, 2021 | Purchasing a Home